Veterans' Group Life Insurance (VGLI)
Department of Veterans Affairs · Federal
Your current status: Worth Exploring
Why BRIDGE identified this
Your separation date and prior SGLI coverage suggest a VGLI conversion window should be verified.
What it is
A renewable term life program that lets former service members convert SGLI coverage after separation, with no medical underwriting inside the application window.
Who it may be for
James (veteran)
What it may provide
- Term life coverage up to the SGLI amount held at separation
- Guaranteed acceptance if applied for within the eligibility window
- Coverage increases at set intervals up to the program maximum
Important limitations
- Strict application deadlines after separation
- Premiums increase with age and can exceed private term rates for healthy applicants
- Covers the veteran only — not spouse or children
How it works with other benefits
Compared against VALife and private term life before any coverage recommendation.
Related benefits
Official resources
va.gov — VGLI
Eligibility for government benefits is determined by the applicable agency, not by BRIDGE.